/* =========================================================================
   Neon Sky Group - Institutional Design System
   Light, navy, restrained gold. Serif headlines. Built to read as an
   established financial institution.
   ========================================================================= */

/* ---- Fonts (self-hosted) ----------------------------------------------- */
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('/fonts/serif-400.woff2') format('woff2');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('/fonts/serif-600.woff2') format('woff2');
}
@font-face {
  font-family: 'Source Serif 4';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url('/fonts/serif-700.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('/fonts/inter-400.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('/fonts/inter-500.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('/fonts/inter-600.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url('/fonts/inter-700.woff2') format('woff2');
}

/* ---- Tokens ------------------------------------------------------------- */
:root {
  --bg: #ffffff;
  --bg-alt: #f4f6f8;
  --navy: #0c2340;
  --navy-2: #0a1c33;
  --navy-hover: #16335c;
  --ink: #0c1b2e;
  --body: #3a4655;
  --muted: #586675;
  --line: #e4e7ec;
  --line-strong: #cdd4de;
  --gold: #9a7b41;
  --gold-soft: #b5934f;
  --gold-text: #6b5428;
  --on-navy: #eef2f8;
  --on-navy-muted: #a9bad2;
  --on-navy-line: rgba(255, 255, 255, 0.14);

  /* Back-compat aliases so any inline var(--brand) references resolve. */
  --brand: #0c2340;
  --brand-2: #16335c;
  --brand-ink: #ffffff;

  --shadow-sm: 0 1px 2px rgba(12, 35, 64, 0.06);
  --shadow-md: 0 14px 40px -18px rgba(12, 35, 64, 0.22);
  --shadow-card: 0 10px 30px -18px rgba(12, 35, 64, 0.28);

  --radius: 6px;
  --radius-sm: 4px;
  --radius-lg: 10px;

  --container: 1200px;
  --gutter: clamp(20px, 5vw, 56px);

  --step--1: clamp(0.8rem, 0.78rem + 0.08vw, 0.86rem);
  --step-0: clamp(1rem, 0.97rem + 0.15vw, 1.06rem);
  --step-1: clamp(1.15rem, 1.06rem + 0.4vw, 1.35rem);
  --step-2: clamp(1.45rem, 1.28rem + 0.85vw, 1.95rem);
  --step-3: clamp(1.85rem, 1.55rem + 1.5vw, 2.7rem);
  --step-4: clamp(2.3rem, 1.85rem + 2.3vw, 3.6rem);
  --step-5: clamp(2.7rem, 2.1rem + 3vw, 4.4rem);

  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --font-serif: 'Source Serif 4', Georgia, 'Times New Roman', Times, serif;
  --font-display: var(--font-serif);
  --font-body: var(--font-sans);

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---- Reset -------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}
* {
  margin: 0;
}
html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}
body {
  font-family: var(--font-body);
  font-size: var(--step-0);
  line-height: 1.65;
  color: var(--body);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
  min-height: 100vh;
}
img,
svg,
video {
  display: block;
  max-width: 100%;
}
a {
  color: inherit;
  text-decoration: none;
}
button,
input,
textarea,
select {
  font: inherit;
  color: inherit;
}
h1,
h2,
h3,
h4 {
  font-family: var(--font-serif);
  color: var(--ink);
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: -0.005em;
}
::selection {
  background: rgba(12, 35, 64, 0.14);
}
:focus-visible {
  outline: 2px solid var(--navy);
  outline-offset: 3px;
  border-radius: 3px;
}
/* On navy surfaces the navy outline would be invisible; use white. */
.site-footer :focus-visible,
.cta-band :focus-visible,
.band-navy :focus-visible {
  outline-color: #fff;
}
/* Eyebrow sits on navy inside the CTA band; dark gold-text would vanish. */
.cta-band .eyebrow,
.band-navy .eyebrow {
  color: var(--gold-soft);
}
.cta-band .eyebrow::before,
.band-navy .eyebrow::before {
  background: var(--gold-soft);
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
  z-index: 200;
}
.skip-link:focus {
  left: 1rem;
  top: 1rem;
  width: auto;
  height: auto;
}
.visually-hidden {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Neutralize former decorative layers. */
.bg-aura,
.bg-grid,
.hero__glow,
.orbit__ring {
  display: none !important;
}

/* ---- Layout ------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.container-wide {
  max-width: 1320px;
}
.section {
  padding-block: clamp(56px, 8vw, 112px);
  position: relative;
}
.section-sm {
  padding-block: clamp(40px, 5vw, 72px);
}
.band-alt {
  background: var(--bg-alt);
}
.band-navy {
  background: var(--navy);
  color: var(--on-navy);
}
.stack > * + * {
  margin-top: 1.1em;
}
.center {
  text-align: center;
}
.measure {
  max-width: 62ch;
}
.measure-narrow {
  max-width: 46ch;
}

/* ---- Typography helpers ------------------------------------------------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.7em;
  font-family: var(--font-sans);
  font-size: var(--step--1);
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.eyebrow::before {
  content: '';
  width: 26px;
  height: 1px;
  background: var(--gold);
}
.eyebrow.is-centered {
  justify-content: center;
}
.h-display {
  font-size: var(--step-5);
  letter-spacing: -0.015em;
}
.h1 {
  font-size: var(--step-4);
}
.h2 {
  font-size: var(--step-3);
}
.h3 {
  font-size: var(--step-2);
}
.lead {
  font-size: var(--step-1);
  color: var(--body);
  font-weight: 400;
  line-height: 1.6;
  font-family: var(--font-sans);
}
.text-muted {
  color: var(--muted);
}
.gradient-text,
.brand-text {
  color: var(--gold);
}

/* ---- Buttons ------------------------------------------------------------ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55em;
  padding: 0.85em 1.55em;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.98rem;
  letter-spacing: 0.01em;
  border: 1px solid transparent;
  background: var(--bg-alt);
  color: var(--ink);
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s var(--ease), color 0.2s var(--ease), border-color 0.2s var(--ease);
}
.btn-primary {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
}
.btn-primary:hover {
  background: var(--navy-hover);
  border-color: var(--navy-hover);
}
.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: var(--line-strong);
}
.btn-ghost:hover {
  border-color: var(--navy);
  background: var(--bg-alt);
}
.btn-lg {
  padding: 1em 1.9em;
  font-size: 1.05rem;
}
.btn-block {
  width: 100%;
}
.btn .arrow {
  transition: transform 0.2s var(--ease);
}
.btn:hover .arrow {
  transform: translateX(3px);
}
.btn[disabled] {
  opacity: 0.55;
  cursor: not-allowed;
}
.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
}
.btn-row.is-centered {
  justify-content: center;
}

/* Buttons on navy surfaces */
.band-navy .btn-primary,
.cta-band .btn-primary {
  background: #fff;
  color: var(--navy);
  border-color: #fff;
}
.band-navy .btn-primary:hover,
.cta-band .btn-primary:hover {
  background: var(--bg-alt);
  border-color: var(--bg-alt);
}
.band-navy .btn-ghost,
.cta-band .btn-ghost {
  color: #fff;
  border-color: var(--on-navy-line);
}
.band-navy .btn-ghost:hover,
.cta-band .btn-ghost:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.06);
}

/* ---- Header ------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #fff;
  border-bottom: 1px solid var(--line);
  transition: box-shadow 0.25s var(--ease);
}
.site-header.is-stuck {
  box-shadow: 0 1px 0 var(--line), 0 8px 24px -18px rgba(12, 35, 64, 0.35);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  min-height: 74px;
}
.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  flex-shrink: 0;
}
.logo__mark {
  width: 40px;
  height: 40px;
}
.logo__word {
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 1.02rem;
  letter-spacing: 0.13em;
  line-height: 1;
  color: var(--ink);
  display: inline-flex;
  align-items: flex-start;
  gap: 0.4em;
  white-space: nowrap;
}
.logo__word .thin {
  font-weight: 400;
  color: var(--muted);
}
.logo__tm {
  font-size: 0.5em;
  font-weight: 600;
  color: var(--gold-text);
  transform: translateY(0.05em);
  letter-spacing: 0;
}
.nav {
  display: flex;
  align-items: center;
  gap: 0.2rem;
}
.nav a {
  position: relative;
  padding: 0.5rem 0.85rem;
  font-family: var(--font-sans);
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--body);
  transition: color 0.2s var(--ease);
  white-space: nowrap;
}
.nav a:hover {
  color: var(--navy);
}
.nav a.is-active {
  color: var(--navy);
}
.nav a.is-active::after {
  content: '';
  position: absolute;
  left: 0.85rem;
  right: 0.85rem;
  bottom: -0.2rem;
  height: 2px;
  background: var(--gold);
}
.header-cta {
  display: flex;
  align-items: center;
  gap: 0.7rem;
}
.header-cta .btn {
  padding: 0.6em 1.2em;
  font-size: 0.92rem;
}
.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--line-strong);
  background: #fff;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}
.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  content: '';
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.3s var(--ease), opacity 0.2s var(--ease);
}
.nav-toggle span::before {
  transform: translateY(-6px);
}
.nav-toggle span::after {
  transform: translateY(4px);
}
body.nav-open .nav-toggle span {
  background: transparent;
}
body.nav-open .nav-toggle span::before {
  transform: rotate(45deg);
}
body.nav-open .nav-toggle span::after {
  transform: rotate(-45deg) translateY(-1px);
}

/* ---- Hero --------------------------------------------------------------- */
.hero {
  position: relative;
  padding-block: clamp(60px, 9vw, 128px) clamp(48px, 7vw, 96px);
  background: var(--bg);
  border-bottom: 1px solid var(--line);
}
.hero__inner {
  display: grid;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}
@media (min-width: 940px) {
  .hero__inner {
    grid-template-columns: 1.05fr 0.95fr;
  }
}
.hero h1 {
  font-size: var(--step-5);
  letter-spacing: -0.018em;
  color: var(--ink);
}
.hero .lead {
  margin-top: 1.5rem;
  max-width: 54ch;
}
.hero__cta {
  margin-top: 2.1rem;
}
.hero__note {
  margin-top: 1.7rem;
  font-size: var(--step--1);
  color: var(--muted);
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  letter-spacing: 0.02em;
}
.pulse-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
}

/* Hero "at a glance" panel */
.glance {
  border: 1px solid var(--line);
  border-top: 3px solid var(--navy);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-card);
  overflow: hidden;
}
.glance__head {
  padding: 1.3rem 1.6rem;
  border-bottom: 1px solid var(--line);
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
}
.glance__row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 1.6rem;
  border-bottom: 1px solid var(--line);
}
.glance__name {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.08rem;
  color: var(--ink);
}
.glance__focus {
  font-family: var(--font-sans);
  font-size: 0.82rem;
  color: var(--muted);
  text-align: right;
}
.glance__foot {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 1rem 1.6rem;
  background: var(--bg-alt);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--navy);
  letter-spacing: 0.02em;
}
.glance__foot .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}

/* ---- Trust band --------------------------------------------------------- */
.trust-band {
  border-bottom: 1px solid var(--line);
  background: var(--bg-alt);
}
.trust-band__label {
  text-align: center;
  font-family: var(--font-sans);
  font-size: var(--step--1);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 1.4rem;
}
.pill-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.6rem 2.4rem;
}
.pill {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
}
a.pill {
  border-bottom: 1px solid transparent;
}
a.pill:hover {
  border-bottom-color: var(--gold-text);
}

/* ---- Section heading ---------------------------------------------------- */
.section-head {
  max-width: 60ch;
  margin-bottom: clamp(2.2rem, 4vw, 3.6rem);
}
.section-head.is-centered {
  margin-inline: auto;
  text-align: center;
}
.section-head .lead {
  margin-top: 1.1rem;
}

/* ---- Stats -------------------------------------------------------------- */
.stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  background: #fff;
}
@media (min-width: 720px) {
  .stats {
    grid-template-columns: repeat(4, 1fr);
  }
}
.stat {
  padding: clamp(1.5rem, 3vw, 2.3rem);
  text-align: center;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.stat__value {
  font-family: var(--font-serif);
  font-size: clamp(1.7rem, 1.2rem + 1.4vw, 2.5rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.05;
  overflow-wrap: anywhere;
}
.stat__label {
  margin-top: 0.55rem;
  font-family: var(--font-sans);
  font-size: var(--step--1);
  color: var(--muted);
  letter-spacing: 0.03em;
}

/* ---- Cards / grids ------------------------------------------------------ */
.grid {
  display: grid;
  gap: clamp(1rem, 2vw, 1.5rem);
}
.grid-2 {
  grid-template-columns: 1fr;
}
.grid-3 {
  grid-template-columns: 1fr;
}
.grid-4 {
  grid-template-columns: 1fr;
}
@media (min-width: 680px) {
  .grid-2 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (min-width: 980px) {
  .grid-3 {
    grid-template-columns: repeat(3, 1fr);
  }
  .grid-4 {
    grid-template-columns: repeat(4, 1fr);
  }
}
.card {
  position: relative;
  padding: clamp(1.5rem, 3vw, 2.1rem);
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: #fff;
  transition: border-color 0.25s var(--ease), box-shadow 0.25s var(--ease), transform 0.25s var(--ease);
}
.card:hover {
  border-color: var(--line-strong);
  box-shadow: var(--shadow-card);
  transform: translateY(-3px);
}
.card__icon {
  width: 50px;
  height: 50px;
  border-radius: var(--radius-sm);
  display: grid;
  place-items: center;
  background: var(--bg-alt);
  border: 1px solid var(--line);
  color: var(--navy);
  margin-bottom: 1.2rem;
}
.card__icon svg {
  width: 24px;
  height: 24px;
}
.card h3 {
  font-size: var(--step-1);
  margin-bottom: 0.5rem;
}
.card__meta {
  font-family: var(--font-sans);
  font-size: var(--step--1);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-text);
  margin-bottom: 0.7rem;
}
.card p {
  color: var(--body);
  font-size: 0.98rem;
}
.card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.4em;
  margin-top: 1.2rem;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy);
}
.card__link .arrow {
  transition: transform 0.2s var(--ease);
}
.card:hover .card__link .arrow {
  transform: translateX(3px);
}

/* Pillars */
.pillar {
  padding: clamp(1.5rem, 3vw, 2.1rem);
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: #fff;
}
.pillar__index {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-text);
  padding-bottom: 0.9rem;
  margin-bottom: 1rem;
  border-bottom: 1px solid var(--line);
}
.pillar h3 {
  font-size: var(--step-1);
  margin-bottom: 0.7rem;
}
.pillar p {
  color: var(--body);
  font-size: 0.98rem;
}

/* Leadership overview cards */
.leader {
  text-align: center;
  padding: clamp(1.5rem, 3vw, 2rem) 1.2rem;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: #fff;
  transition: border-color 0.25s var(--ease), box-shadow 0.25s var(--ease), transform 0.25s var(--ease);
}
.leader:hover {
  border-color: var(--line-strong);
  box-shadow: var(--shadow-card);
  transform: translateY(-3px);
}
.leader__avatar {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  margin: 0 auto 1.1rem;
  display: grid;
  place-items: center;
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.3rem;
  letter-spacing: 0.02em;
  color: #fff;
  background: var(--navy);
  border: 1px solid var(--navy);
}
.leader__name {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--ink);
}
.leader__role {
  margin-top: 0.3rem;
  font-family: var(--font-sans);
  font-size: 0.88rem;
  color: var(--gold-text);
  letter-spacing: 0.02em;
}

/* Leadership profiles (full bios) */
.leader-profile {
  display: grid;
  gap: clamp(1.4rem, 3vw, 3rem);
  padding-block: clamp(2rem, 4vw, 3.4rem);
  border-bottom: 1px solid var(--line);
  scroll-margin-top: 100px;
}
.leader-profile:last-child {
  border-bottom: none;
}
@media (min-width: 820px) {
  .leader-profile {
    grid-template-columns: 264px 1fr;
  }
}
.leader-profile__aside .leader__avatar {
  margin: 0 0 1.1rem;
  width: 88px;
  height: 88px;
  font-size: 1.6rem;
}
.leader-profile__name {
  font-size: var(--step-2);
}
.leader-profile__role {
  margin-top: 0.35rem;
  font-family: var(--font-sans);
  font-weight: 500;
  color: var(--gold-text);
  letter-spacing: 0.01em;
}

/* Split feature */
.split {
  display: grid;
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: center;
}
@media (min-width: 900px) {
  .split {
    grid-template-columns: 1fr 1fr;
  }
  .split.is-reverse .split__media {
    order: -1;
  }
}
.panel {
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: var(--bg-alt);
  padding: clamp(1.6rem, 3vw, 2.4rem);
}
.checklist {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 0.9rem;
}
.checklist li {
  display: flex;
  gap: 0.8rem;
  align-items: flex-start;
  color: var(--body);
}
.checklist svg {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--gold-text);
  margin-top: 3px;
}

/* Statement / quote */
.statement {
  border-left: 3px solid var(--gold);
  padding-left: clamp(1.2rem, 3vw, 2rem);
}
.statement p {
  font-family: var(--font-serif);
  font-size: var(--step-2);
  font-weight: 600;
  line-height: 1.35;
  color: var(--ink);
  letter-spacing: -0.005em;
}

/* ---- CTA band ----------------------------------------------------------- */
.cta-band {
  border-radius: var(--radius);
  background: var(--navy);
  color: var(--on-navy);
  padding: clamp(2.4rem, 5vw, 4.2rem);
  text-align: center;
  border-top: 3px solid var(--gold);
}
.cta-band h2 {
  color: #fff;
  font-size: var(--step-3);
  max-width: 24ch;
  margin-inline: auto;
}
.cta-band .lead {
  color: var(--on-navy-muted);
  margin: 1.1rem auto 2rem;
  max-width: 56ch;
}

/* ---- Forms -------------------------------------------------------------- */
.form-shell {
  display: grid;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: start;
}
@media (min-width: 900px) {
  .form-shell {
    grid-template-columns: 0.85fr 1.15fr;
  }
}
.form-card {
  border-radius: var(--radius);
  border: 1px solid var(--line);
  border-top: 3px solid var(--navy);
  background: #fff;
  padding: clamp(1.5rem, 3.5vw, 2.6rem);
  box-shadow: var(--shadow-card);
}
.form-grid {
  display: grid;
  gap: 1.1rem;
}
.form-grid.two {
  grid-template-columns: 1fr;
}
@media (min-width: 560px) {
  .form-grid.two {
    grid-template-columns: 1fr 1fr;
  }
}
.field {
  display: grid;
  gap: 0.45rem;
}
.field.span-2 {
  grid-column: 1 / -1;
}
.field label {
  font-family: var(--font-sans);
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--ink);
}
.field label .req {
  color: var(--gold-text);
}
.field .hint {
  font-size: 0.8rem;
  color: var(--muted);
}
.input,
.select,
.textarea {
  width: 100%;
  padding: 0.8rem 0.95rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--line-strong);
  background: #fff;
  color: var(--ink);
  transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
}
.input::placeholder,
.textarea::placeholder {
  color: var(--muted);
}
.input:focus,
.select:focus,
.textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(12, 35, 64, 0.1);
}
.textarea {
  min-height: 130px;
  resize: vertical;
}
.select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23697689' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.9rem center;
  padding-right: 2.5rem;
}
.honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.form-consent {
  font-size: 0.82rem;
  color: var(--muted);
}
.form-consent a {
  color: var(--navy);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.form-errors {
  border: 1px solid #d8a3a3;
  background: #fbf0f0;
  border-radius: var(--radius-sm);
  padding: 0.9rem 1.1rem;
  color: #8f2f2f;
  font-size: 0.92rem;
}
.form-errors ul {
  margin: 0;
  padding-left: 1.1rem;
}
.form-status {
  font-size: 0.9rem;
  min-height: 1.2em;
}
.form-status.is-error {
  color: #b3261e;
}
.form-status.is-ok {
  color: var(--navy);
}
.form-success .badge {
  margin-bottom: 0.4rem;
}

.info-list {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 1.4rem;
}
.info-list li {
  display: grid;
  gap: 0.3rem;
}
.info-list .k {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.info-list .v {
  color: var(--body);
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--line-strong);
  background: var(--bg-alt);
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--navy);
}

/* Steps */
.steps {
  display: grid;
  gap: 1rem;
  counter-reset: step;
}
.step {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.2rem 1.3rem;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: #fff;
}
.step__num {
  counter-increment: step;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-family: var(--font-serif);
  font-weight: 700;
  color: #fff;
  background: var(--navy);
}
.step__num::before {
  content: counter(step);
}
.step h3,
.step h4 {
  font-size: 1.05rem;
  margin-bottom: 0.25rem;
}
.step p {
  color: var(--muted);
  font-size: 0.94rem;
}

/* ---- Footer ------------------------------------------------------------- */
.site-footer {
  background: var(--navy);
  color: var(--on-navy-muted);
  border-top: 3px solid var(--gold);
  padding-block: clamp(3rem, 6vw, 5rem) 2rem;
  margin-top: clamp(2rem, 6vw, 5rem);
}
.footer-grid {
  display: grid;
  gap: 2.5rem;
}
@media (min-width: 560px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}
@media (min-width: 980px) {
  .footer-grid {
    grid-template-columns: 1.6fr 1fr 1fr 1fr;
  }
}
.footer-brand .logo {
  margin-bottom: 1.1rem;
}
.footer-brand .logo__word,
.footer-brand .logo__word .thin {
  color: #fff;
}
.footer-brand p {
  color: var(--on-navy-muted);
  font-size: 0.94rem;
  max-width: 34ch;
}
.footer-col {
  min-width: 0;
}
.footer-col h4 {
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-soft);
  margin-bottom: 1.1rem;
}
.footer-col ul {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 0.7rem;
}
.footer-col a,
.footer-col li {
  color: var(--on-navy-muted);
  font-size: 0.95rem;
  transition: color 0.2s var(--ease);
  overflow-wrap: anywhere;
}
.footer-col a:hover {
  color: #fff;
}
.footer-bottom {
  margin-top: 3rem;
  padding-top: 1.6rem;
  border-top: 1px solid var(--on-navy-line);
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: space-between;
  align-items: center;
  color: var(--on-navy-muted);
  font-size: 0.85rem;
}
.footer-bottom .legal-links {
  display: flex;
  gap: 1.2rem;
  flex-wrap: wrap;
}
.footer-bottom a:hover {
  color: #fff;
}
.footer-disclaimer {
  margin-top: 1.4rem;
  color: var(--on-navy-muted);
  opacity: 0.8;
  font-size: 0.78rem;
  line-height: 1.6;
  max-width: 92ch;
}

/* ---- Legal / prose ------------------------------------------------------ */
.prose {
  max-width: 74ch;
}
.prose h2 {
  font-size: var(--step-2);
  margin-top: 2.4rem;
  margin-bottom: 0.8rem;
}
.prose h3 {
  font-size: var(--step-1);
  margin-top: 1.8rem;
  margin-bottom: 0.5rem;
}
.prose p,
.prose li {
  color: var(--body);
}
.prose p {
  margin-bottom: 1rem;
}
.prose ul {
  margin: 0 0 1rem 1.1rem;
  display: grid;
  gap: 0.5rem;
}
.prose strong {
  color: var(--ink);
}
.prose a {
  color: var(--navy);
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* ---- Reveal animation --------------------------------------------------- */
/* Reveal only hides content when JS is present (html.js), so no-JS users
   and anyone whose JS fails still see all content and forms. */
.js .reveal {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
.js .reveal.in {
  opacity: 1;
  transform: none;
}
.reveal[data-delay='1'] {
  transition-delay: 0.07s;
}
.reveal[data-delay='2'] {
  transition-delay: 0.14s;
}
.reveal[data-delay='3'] {
  transition-delay: 0.21s;
}
.reveal[data-delay='4'] {
  transition-delay: 0.28s;
}
@media (prefers-reduced-motion: reduce) {
  .js .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

/* ---- Utilities ---------------------------------------------------------- */
.mt-0 { margin-top: 0; }
.mt-1 { margin-top: 0.8rem; }
.mt-2 { margin-top: 1.6rem; }
.mt-3 { margin-top: 2.4rem; }
.mt-4 { margin-top: 3.2rem; }
.hidden { display: none; }
.nowrap { white-space: nowrap; }

/* ---- Responsive nav behavior ------------------------------------------- */
@media (max-width: 1120px) {
  .nav {
    display: none;
  }
  .header-cta .btn-primary {
    display: none;
  }
  .nav-toggle {
    display: inline-flex;
  }
  body.nav-open {
    overflow: hidden;
  }
  .mobile-menu {
    position: fixed;
    inset: 74px 0 0;
    z-index: 90;
    background: #fff;
    padding: 2rem var(--gutter) 3rem;
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), visibility 0.3s var(--ease);
    overflow-y: auto;
    border-top: 1px solid var(--line);
  }
  body.nav-open .mobile-menu {
    opacity: 1;
    visibility: visible;
    transform: none;
    pointer-events: auto;
  }
  .mobile-menu a {
    padding: 0.95rem 0.4rem;
    font-family: var(--font-serif);
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--ink);
    border-bottom: 1px solid var(--line);
  }
  .mobile-menu a.is-active {
    color: var(--gold-text);
  }
  .mobile-menu .btn {
    margin-top: 1.4rem;
  }
}
@media (min-width: 1121px) {
  .mobile-menu {
    display: none;
  }
}

/* ---- Small-screen refinements ------------------------------------------ */
@media (max-width: 520px) {
  .glance__row {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.25rem;
  }
  .glance__focus {
    text-align: left;
  }
}
@media (max-width: 480px) {
  /* Allow long CTA labels to wrap rather than overflow on narrow phones. */
  .btn {
    white-space: normal;
    text-align: center;
  }
}
@media (max-width: 380px) {
  .logo__word {
    font-size: 0.92rem;
    letter-spacing: 0.07em;
  }
}